1 Internship Report On Habib Bank Ltd. Chapter – 2 Introduction of HBL. CHAPTER– 2. INTRODUCTION OF HBL. EVOLUTION OF BANKING IN PAKISTAN. AN INTERNSHIP REPORT ONHIMALAYAN BANK LIMITED (HBL) Submitted By: Submitted To: Office of the Dean Faculty of Managem. Internship Report on Hbl. Uploaded by bbaahmad Internship Report . HBL established operations in Pakistan in and moved its head office to. Karachi .

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The promotion of UBL employees almost depends on bringing of deposits respectively. Transfer Delivery Cheques Which are collected and paid by two different branches of a bank situated in the same city.

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hvl Cash Finance for production should clean up for 3 days at any time once in a year, there is no renewal of documents. Floating Rate In this option, you get a fixed rate for a period of 12 months that gets re-priced annually.

Offering you for the first time in Pakistan, No Down Payment and processing charges till your application is approved. Which shows that bank is investing in earning asset rapidly. Our experts will facilitate you in the varied financial situations that you come across.

UBL Profit helps you earn extra income with your hard earned money, while providing absolute trust and security. Money Gram has a world -wide agent base of over 29, agents, which allows customers to transfer funds around the world within minutes in over countries. It can send its representative to each of the paying to collect the amount of cheques. More important thing is that UBL is pioneer in no of banking.

UBL should control its operating cost. Remember me on this computer. The following are the products of its advances. They can increase their market share due to chip credit card with the help of U phone co. Net markup income increased from Rs. There is no union anywhere in UBL branches. With Internshpi Business Financing facility, you can now take your business to greater and newer heights, and achieve the level of success that you truly deserve.


Iqbal are working in this department as cash supervisor and cashier. Our network is growing at an amazing pace and hbbl you can avail services like cash withdrawal, payments, deposit, stop payment, acquisition of account statement and many more from more than hbp branches. Employees are not well internsgip as compare to other modern commercial banks.

This is the maximum rating in the short-term and denotes outstanding short-term liquidity with highest certainty of timely payments.

In restructuring the No of employees too much fire especially in big cities so now need become appear. It has larger network with over domestic and 15 overseas branches most of them are online.

Sources of Funds The only and strong sourcing of financing agricultural loans is banks own deposits and income receiving from its investment. It shows the good credibility of the Bank.

HBL Internship Report

It is in the option of the bank that which one is accepted, one of them should be acceptable. UBL “Hamrah” has been designed keeping in mind, both convenience and security – be it business, property, trade or personal needs. According to my judgment the following are the suggestions and recommendations. If you have a small or medium-sized business, UBL can assist you with the right mix of banking services that will help you manage and grow your business.

UBL has overseas branches most of those countries in which other main competitors not have if so it can take benefit after intenrship those govt.

UBL Money is a fixed installment loan. The strategy about the whether to increase or decrease remain Earning Per Share Rs 8 7 6 5 4 3 2 1 0 successful because the proportion going to increase year to year.

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Some process becomes late due to UBL centralization.

The high pace of monetary expansion, led by increasing demand for credit by the private sector and coupled with shortage of liquidity has fueled inflationary trends that have resulted in a revision of the FY 05 CPI change, which is expected to be in the range of 8.

At the time of independence there were offices of schedules banks in territories now consisting Pakistan. Hamrah RTC’s are now accepted at more than places such as hotels, shops, real estate agents, jewelers, car dealers, etc and of course at all our UBL branches.

Taz Raftar Cheaques 3. UBL has intenrship network but not whole branches are online, if all branches become online then its business should boost up.

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The bank was incorporated with an authorized capital of Rs. That branch must be the clearing agent and after clearing from stat bank following entries will be passed. UBL’s new remittance service, TezRaftaar offers all overseas Pakistanis the fastest and the most convenient delivery of their money to their beneficiaries in Pakistan. Type of Financing There are three types of financing which are internwhip follows…. The short-term interest rates have continued there upward movement, with the cut-off rate on government treasury bills increasing by to basis points.

This ratio indicates that the proportion in the turnover is not sufficient as the amount of total asset increase it should be necessarily that turnover increased.

Functions of the Clearing Deptt. Types of Finance 1.